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Built for bookkeepers

You already have the numbers. Deliver the decision.

Clients ask their bookkeeper the advisory questions first: can I afford this hire, is this price right, how long does my cash last? Clear Margins turns the figures you already reconcile into branded decision reports — no integrations, no spreadsheet building.

Manual inputs — no integrationsBranded PDF reportsPlain-English recommendationsMinutes per report

The advisory questions clients already ask you

From reconciled books to advisory revenue

The books tell you what happened. Advisory work answers what to do next — and it is the highest-margin service a bookkeeping practice can add. Each report uses numbers you already have, shows the formula, and states the recommendation in language the owner understands.

  • Price floor = Total unit cost ÷ (1 − Target margin)
  • Runway = Cash ÷ Monthly net burn
  • Discount volume lift = Discount ÷ (Margin − Discount)
  • Hire break-even = Loaded cost ÷ Gross margin per revenue dollar

The free calculators answer each question. The Agency plan turns the answer into a branded report you can bill for.

Why bookkeepers use the Agency plan

Agency plan includes

  • Client workspaces with saved assumptions per client
  • Branded PDF reports under your practice name and color
  • Explain-to-client mode — results rewritten for non-finance readers
  • Shareable read-only links instead of email attachments
  • Decision history, so each month builds on the last

Free tier gives you

  • All 13 calculators with no account required
  • Transparent formulas you can verify before standing behind them
  • Plain-English benchmarks on every result
  • Instant answers during client calls
See Agency Plan →

Frequently asked questions

Do I need to connect client accounting data?

No. Everything runs on manual inputs — the same figures you already have from the books. There is nothing to integrate, sync, or get client permission for.

How long does a report take?

Minutes. Enter the inputs, review the result and recommendation, add a note in your own words, and export the branded PDF or share a read-only link.

Can I charge clients for these reports?

That is the point. Bookkeepers typically package decision reports into a monthly advisory add-on. One billable advisory engagement usually covers the plan cost many times over.

Answer the next "can I afford it?" question with a branded report.

View Sample Report →See Agency Plan