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Definition

What is Cash Conversion Cycle?

Days between paying for inventory and collecting cash from its sale.

The cash conversion cycle measures how long working capital is tied up: days inventory sits, plus days customers take to pay, minus days you take to pay suppliers. A long cycle means growth consumes cash even when the business is profitable on paper — a common cause of profitable companies running out of money. E-commerce operators shrink it with faster-turning inventory and supplier terms; agencies shrink it with deposits and shorter payment terms.

Formula

CCC = Days Inventory Outstanding + Days Sales Outstanding − Days Payable Outstanding

Example

Inventory turns in 60 days, customers pay in 30, suppliers are paid in 45: CCC = 60 + 30 − 45 = 45 days of working capital per cycle.

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